Do you know about - 9 Steps To Disability - Your Guide to Getting a Quick and exact Decision on Your Ssdi & Ssi Claim
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Social security Disability insurance Benefits (Ssdi) and Supplemental security wage (Ssi) are two programs of the social security supervision (Ssa) available for persons who have medical disabilities which preclude them from working.
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The disability can be a physical one or thinking one or a blend of both, but it must be staggering to last at least one year or be terminal.
Many who apply for social security disability benefits from the federal government are denied upon preliminary application and reconsideration appeals.
Here are 9 steps, in brief, that you can take that might help you with getting more comfortable with the disability measurement process, and might help you in getting a faster, more exact decision on your Ssdi or Ssi claim application.
1. Put in order yourself mentally for dealing with a governmental bureaucracy. Perceive that the mean wait time for a decision on your claim is 90 days. That means your claim could take even more time than that. Try not to think about the possibility that your claim might be denied because that only dissipates energy. Instead use the law of attraction to focus on finding your first check coming straight through the mail or visualize finding the amount listed on your bank statement.
2. When you chronicle your illness, focus on using words and phrases linked to how you are no longer able to "function" on your old job. For instance, man who used to be employed as a hotel maid might write:
"My job as a hotel maid complex being able to stand on my feet for 6-8 hours each day. I had to lift 15-20 lbs on a regular basis and had to sometimes move beds and other furniture weighing 50 lbs or more when it was out of place. Given my current heart disease and resultant bi-pass surgery, my physician has advised me to lift no more than 5 to 10 lbs occasionally and says I should not return to this job."
You will note only a brief mention of the actual medical health in the above description. Why? Because claims examiners only register your functional limitations, as your medical records will prove or disprove the rest.
3. You should periodically check the status of your disability claim. To do this you should taste your state Disability measurement service or Disability Adjudication Services office practically 30 days after they receive your claim. At that point, try to find out if all your medical records have been received by the examiner, and offer to help in getting them if they have not. Other times to check the status of your claim are included in a great online article. (Please see below).
4. If your medical health is a severe one, ask your claims investigator if you might qualify for expedited benefits while you await a decision on your claim. Ssa offers a "Presumptive Disability" (Pd) agenda available to claimants who apply for Ssi or a blend of Ssi and Ssdi. Particular social security Disability insurance claims are not eligible. To get these expedited advantage payments, your investigator must feel strongly, in advance, that your claim will be approved once all your medical facts has been gathered. Even if your claim is later denied after all your medical records are received, you will not have to repay any monies your received under the Pd program. Benefits are payable for up to 6 months while your disability claim is being processed.
5. Since medical records are the heart of your disability claim, you should do all that you can to ensure your claims investigator gets most if not all, of the records you have out there. This is true for all claims, but especially true for claimants alleging a thinking disability where historical records might be crucial to proving your claim. Disability examiners -- and the medical consultants who they collaborate with - in issuing a decision on your claim want current medical records to establish any current functional limitations you might have. They also need a good description of all the jobs you have held in the past 15 years or so. Because their greatest decision on your claim is whether you can or can not return to any past work or can adapt to any other type work, you should be very suitable in completing the questions on the work history form which you are asked to complete.
6. Try to determine if your medical health is one that Ssa will think a severe impairment. This can be hard to do since you obviously think your medical health keeps you from working or you would not have applied for disability or be thinking about applying. Still, some conditions may be severe but they may be staggering to "resolve to non-severe" within a year's time. For instance, if you break an arm, or a leg, while it is true that you may not be able to do your job now with such a condition, it should not take you a year to heal, and therefore your claim will be denied. For those who have a medical background, you might try locating your Particular health in the online Ssa Blue Book (www.ssa.gov/disability/professionals/bluebook). The language is extremely technical, but it does list what things need to be present with your medical health if you are to "meet a listing" to qualify for disability benefits. When you have an idea as to how Ssa is viewing your impairment, it could cut down on the amount of anxiety you have about your upcoming claims decision.
7. Sometimes, while claimants await a decision on their disability application, money becomes an issue. They run low or run out, so they begin to think about whether they are allowed to work part or full time while they await a decision. Sort of like a trial work period. You should check with your claims investigator to find out what happens to your claim application if you start to work. The talk might shock you!
8. So you have received your "Notice of Decision" letter from Ssa. You are approved. "Yes!" You are denied. "Oh, no!" whether you are approved or denied, you need to look for clues in the letter to determine how to saunter with your claim. For example, if you are approved, did Ssa approve you from the date you claim your disability started, or have they set your disability start date at an additional one date? If they have, did your approval letter include an explanation as to why? It should. And if you are denied, is it because they say you can do other work, or have they stated that you can go back to your same job? If it is considered that you can no longer do your present line of work, did you know that this is a much more favorable position to be in when you file for a reconsideration or motion of your denial than if the letter says you can go back to your old job.
9. Finally, what do you do in the event that your claim is denied? After you have read all the clues in the denial letter, where do you turn for help if you determine to appeal? While you are deciding what to do, go ahead and ask an motion so that you do not run out of time. You can all the time change your mind later and withdraw your ask for an appeal. The difference, financially, between filing a new application and filing an application for an appear or reconsideration of your denied claim, can verily mean thousands and thousands of more dollars in your pocket if your claim is subsequently approved. all the time file your ask for motion timely to avoid potentially losing out on that $$$. You can even hire an attorney who will accept your claim at a discounted fee rate (in any state); you just need to know where to look :)-
Applying for and getting social security Disability or Ssi when you can no longer work can be a laborious task, to say the least, but once gotten it can enable you to take care of yourself and your family and allow you to focus on other more immediate things, like figuring out the best way to deal with your debilitating impairment. Following the above nine steps will help you better manage your disability claim and might even help you in getting approved for disability benefits that are rightfully due you.
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